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Real Risk
 
July 2020
 
 
A risk management publication for real estate professionals
 
 
DOWNLOAD EDITION
 
 
Responding to COVID-19
 
 
 
In emergency situations such as COVID-19, real estate firms face many challenges. Among those challenges are keeping staff safe and meeting professional and contractual obligations.
 
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Risk Management Tip
 
 
 
Disclosures: Sellers Who Have Never Lived in the Property Are Not Exempt
What are some of the misunderstandings regarding when a seller, who has never lived in a property, must provide a buyer with a completed disclosure statement.
 
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News from the Profession
 
 
 
Cyber Protection Tips While Working Remotely
As more individuals are working remotely, cybercrimes are of increasing concern. The most common forms of network breaches are caused by a worker who has opened an infected email, link or attachment.
 
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Claim Study
 
 
 
How to Protect Your Client from Becoming a Victim of Wire Fraud
Given the prevalence of wire fraud in the real estate industry, real estate professionals must be diligent to help their clients – and themselves – avoid becoming the victims of wire fraud.
 
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Tips from the Bar
 
 
 
In this month’s Tips from the Bar, John L. Pollock, Esq., Litchfield Cavo, LLP, discusses the following topic: Avoiding the Unauthorized Practice of Law
 
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Ask Brenda
 
 
 
In this month’s feature, Brenda responds to the question: “Since I am new to the real estate profession are there any documents that you recommend that I obtain for my transaction file for each of my client’s closings?“
 
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Risk Management Resource Highlight
 
 
 
Agent Relationships and Fiduciary Obligations
Buyers and sellers are oftentimes confused about their real estate agent’s duties, but helping them understand will help avoid any unwelcome conflicts that may arise before, during, and after the sale.
 
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Legal Section
 
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This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.

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